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Stephen Pauwels, BA (Hons.), MBA – Principal

pauwels@bpfin.com | 416 941 9486

Stephen co-founded BridgePoint Financial Services Inc. in August 2005 and has played an active role in developing the Canadian litigation finance sector since 2002. Since that time, Stephen has developed several financing structures which have assisted legal claimants, practices and litigation support service providers in addressing the unique funding challenges of the litigation process. Prior to this, Stephen was a member of the London, UK division of Deutsche Bank's Global Investment Banking division where he was involved in numerous public and private capital markets transactions throughout Europe. Stephen was a member of the corporate finance group at National Bank Financial in Toronto. Stephen received his masters in business administration from the University of Toronto in 1997 and an honors bachelor of arts degree from the University of Western Ontario in 1994.

John P. Rossos, B.Comm., LL.B., CFA – Principal

rossos@bpfin.com | 416 941 9485

John co-founded BridgePoint Financial Services Inc. in August 2005 and has been involved in developing a more scaleable structure for financing the growth of the business within the personal injury market and in other areas of litigation including commercial, class action, and mass tort claims. He previously worked as a senior investment banker for a major bank owned firm located in Toronto and has extensive experience structuring financing and M&A transactions and corporate restructurings. Before entering the financial services industry John articled at major Toronto law firm. He has a strong legal and financial background holding a bachelor of commerce degree from the University of Toronto, and a law degree from Queen's University. He is also a Chartered Financial Analyst. John is a member of the Ontario Bar having been called in March 1994.

Kerry Eaton – Chief Operating Officer

eaton@bpfin.com

Kerry joined BridgePoint in March 2012 and brings over 15 years of senior management experience from insurance, class action settlement administration and private business. Kerry has represented Canadian Superior Courts as their Independent Monitor in the Indian Residential Schools Class Action Settlement. Kerry served 11 years as the VP of Canada's largest class action settlement administration firm. He has been directly involved in 55 of Canada's largest class action settlements by volume, complexity and damage award. Prior to this, Kerry served as the VP of Professional Development and the VP of Auditing and Professional Standards for one of Canada's largest independent insurance adjusting firms. Prior to this, Kerry served 22 years in operational policing at the senior criminal investigation level and in charge of the departments training division. Kerry received formal training in adult education through St. Francis Xavier University, Nova Scotia and the Canadian Police College, Ottawa, Ontario. Kerry is currently completing his Bachelor of Business Administration degree. He is an experienced professional life coach.

Kerry has performed over 200 presentations to the Insurance and Legal communities in Canada, the United States, United Kingdom, Guernsey and the Netherlands. He is a regular guest instructor in the Leader Program at the Ontario Police College teaching Risk Management and Risk Assessment. He has taught in the Advanced Proceeds of Crime Course at the RCMP Training Academy in Regina SK.

Tim Gerrits, MBA, CGA – Director of Finance

gerrits@bpfin.com | 416 941 9496

Tim joined BridgePoint in August 2008 and brings over 18 years of finance experience, primarily in the financial services industry. He previously worked in senior finance roles for Mortgage Intelligence and was instrumental in building the internal, financial and reporting infrastructure that supported the firm's growth from a regional SMB to national firm within a global financial services parent, GMAC. Prior to this, Tim gained three years of audit and tax experience for a CA firm. Tim's role at BridgePoint encompasses providing oversight to financial and investor reporting, developing and maintaining effective internal controls, managing cash flow and liquidity, contribute to the firm's strategic planning and to establish the systems and processes needed to facilitate the firm's growth plans. Tim received his CGA designation in 1992 and completed his MBA through the University of Western Ontario's Richard Ivey School of Business in 2008.

Robert LaBrecque – Director of Business Development

labrecque@bpfin.com | 519 890 9763

Prior to joining BridgPoint, Bob has spent his 28 year career facilitating service development and client centered support to the plaintiff litigation market place. In 1994 Bob received the designation of Canadian Certified Rehabilitation Counselor and through his work as a case manager assisting catastrophically impaired individuals. Bob has worked at the senior management level in the rehabilitation field throughout Canada and has developed a wide base of experience in the co-ordination of essential medical/rehabilitation services to law firms and their clients utilizing a variety of funding solutions.

Marco Margiotta – Manager, Finance

margiotta@bpfin.com | 416 941 1663

Marco brings over 8 years' of finance and accounting experience within the financial services industry. Prior to joining BridgePoint, Marco worked as a Senior Financial Analyst within BMO Financial Group where he was primarily responsible for providing in-depth analysis for financial results. Prior to this he was an integral part of a start-up national mortgage lender and broker where he was jointly responsible for the planning, design, implementation and oversight of all finance and accounting functions. Earlier in his career Marco worked as an Associate for a regional accounting firm where he was responsible for the preparation of financial statements in addition to personal and corporate tax filings for small to mid-size owner-managed entities.

Vanessa Relitzki – Officer Administrator

relitzki@bpfin.com | 416 941 9977

Vanessa is responsible for coordinating and administering the origination and execution of loan documentation, personal property and bankruptcy searches and registrations and generally managing client inquiries. She is also actively involved with coordinating marketing activities. Vanessa graduated with honors from Centennial College in 2004 as a Law Clerk and has since worked with prestigious Bay Street law firms in Toronto in the field of corporate securities and litigation.

Dawn Simons – Legal Assessment Specialist

simons@bpfin.com | 519 601 2083

Dawn has over 15 years of experience working in claims adjudication and adjusting roles. She has worked directly for insurers and plaintiff personal injury law firms. She has assessed and managed a broad range of legal claims through the litigation cycle and has developed specialized expertise navigating through the legislative provisions governing insurance benefits for motor vehicle claimants. Dawn has complemented her legal training by also working as an Injury Claims Representative for a major rehabilitation services company based in southwestern Ontario.

Angie Trinh – Office Manager

trinh@bpfin.com | 416 941 9165

Angie joined BridgePoint in 2007, and is responsible for all settlement loan administration as well as general office management. She has over six years of experience as an administrator in the legal field, most recently with a prominent Bay Street law firm. Angie graduated from York University with a Bachelor of Arts degree in law and psychology.

Grace Tsang – Director, Legal Services

tsang@bpfin.com | 416 941 9485

Grace is the Director, Legal Services at BridgePoint where her role includes the evaluation of investment opportunities pertaining to class action, commercial and personal injury litigation in addition to various internal legal administrative responsibilities. Grace graduated from the University of Toronto in 1996 with a Bachelor of Science degree and obtained her Bachelor of Laws degree from the University of Western Ontario in 1999. Upon her call to the Ontario Bar in 2001, she worked for over ten years in a full service firm in Toronto, practicing in a broad range of areas including litigation, estates, and real estate. Her litigation experience includes work in the plaintiff personal injury field and class actions. Some of the notable decisions on which Grace has appeared include Logan v. Canada (Minister of Health), 2004 CanLII 184 (ON CA), where she appeared with co-counsel on the successful dismissal of an appeal from a decision which permitted the substitution of the representative plaintiff, and Logan v. Harper, 2003 CanLII 15592 (ON SC), where the plaintiffs were successful in obtaining further production from Her Majesty the Queen in Right of Canada.

Cindy Williams – Legal Assessment Specialist

williams@bpfin.com | 902 531 2611

Cindy brings over 27 years of experience as a law clerk in the fields of plaintiff personal injury, insurance defence, commercial litigation and labour law to her role at BridgePoint. Cindy has assessed and managed a broad spectrum of legal claims from inception through settlement or trial including preparing mediation and pre-trial memoranda, drafting opinions, investigating evidentiary issues, and liaising with experts. Cindy has also studied alternative dispute resolution at York University and is a volunteer mediator with the Community Conflict Resolution Services of Milton. At BridgePoint, Cindy is responsible for assessing and monitoring underlying legal claims and providing investment recommendations. Her knowledge and experience has been instrumental in helping BridgePoint expand its investment mandate.

Lisa Zaretsky – Legal Assessment Specialist

zaretsky@bpfin.com | 416 763 0588

Lisa has been working in the field of disability law and personal injury litigation since 1983 in both the profit and non-profit sectors. As a Legal Intake Worker at the Advocacy Resource Centre for the Handicapped (ARCH) in the 1980s, she participated in case selection as well as did research and writing in the area of disability law. As the Co-ordinator of Publications and Resources at the Palliative Care Foundation, she was responsible for the solicitation and editing of articles for The Journal of Palliative Care, a scholarly publication. She began her law clerking career in the late 1980s in the field of mental health and moved into personal injury litigation shortly thereafter. As she has clerked for both defence and plaintiff counsel, she has the ability to assess a case from both perspectives. She was a senior law clerk at Thomson Rogers, a Tier 1 plaintiff law firm, for 7 years. She had the privilege of clerking for Kenneth Howie, Senior Counsel, from 2002 to September 2005, responsible for case-managing files from inception to settlement. She prepared Mediation and Pre-Trial Memoranda as well as Assessments pertaining to both pecuniary and non-pecuniary losses. She is the author of A Guide to Services and Rights – A Disability Resource Manual, published in 1988.