Stephen Pauwels, BA (Hons.), MBA - Principal
Stephen has been involved with the development of the business of BridgePoint Financial Services Inc., through its predecessor Withrow Capital Services Inc. since 2002. Stephen worked in the Global Investment Banking division of Deutsche Bank AG in London, UK until 2001, prior to which he was involved in numerous public and private capital markets transactions with the Corporate Finance Group of National Bank Financial. Stephen received his masters in business administration from the University of Toronto, and an honors bachelor of arts degree from the University of Western Ontario.

John P. Rossos, B.Comm., LL.B., CFA - Principal
John has extensive experience structuring and advising clients on major capital market transactions involving financing, mergers, acquisitions, and corporate restructurings. He has previously worked as a senior investment banker at National Bank Financial and First Associates Investments Inc. During his investment banking career he has established strong relationships with major financial institutions and high net worth individuals and has demonstrated the ability to access diverse sources of capital (venture, merchant, mezzanine, trade, and senior bank debt). He founded Intelligent Capital Partners ("ICPI") a private equity firm based in Toronto in June 2001. ICPI was formed to provide emerging companies with high level experience and expertise in finance, strategic management and operations, and technology. Before entering the financial services industry John articled at Torys, a law firm with a leading corporate and securities practice based in Toronto. He has a strong legal and financial background holding a bachelor of commerce degree from the University of Toronto, and a law degree from Queen's University. He is also a Chartered Financial Analyst. John is a member of the Ontario Bar having been called in March 1994.

Lisa Zaretsky
Lisa has been working in the field of disability law and personal injury litigation since 1983. At the Advocacy Resource Centre for the Handicapped (ARCH) she was involved in research and writing in the area of disability law and as Co-ordinator of Publications and Resources at the Palliative Care Foundation, she was responsible for the editing of articles for The Journal of Palliative Care. Lisa began her career as a law clerk in the late 1980s and has worked with both defence and plaintiff counsel in the area of personal injury litigation. Prior to joining the BridgePoint team, Lisa was a senior law clerk at the law firm Thomson Rogers for 7 years where she was responsible for case-managing files from inception to settlement. She prepared Mediation and Pre-Trial Memoranda as well as Assessments pertaining to both pecuniary and non-pecuniary losses. She is the author of "A Guide to Services and Rights - A Disability Resource Manual".