Treatment Financing: Overview
Personal injury claimants are highly vulnerable to situations where their medical, rehabilitation and other treatment benefits have been exhausted or unreasonably denied, delayed or terminated by their insurer.
In many situations, the denial or premature termination of these benefits:
- Prevents individuals from receiving necessary medical attention on a timely basis;
- Delays or denies individuals access to reasonable and necessary treatment and rehabilitation services;
- Unnecessarily prolongs an individual’s recovery process, pain and suffering;
- Denies counsel access to important expert assessments; and ultimately
- Increases the risk that the individual may try to settle their claim prematurely.
Our treatment financing programme ensures that claimants have the funding to receive guaranteed access to high quality diagnostic, health care and other reasonable and necessary treatment-related services on a timely basis while their claims are outstanding.
Depending on the province,
“Treatment” covered
under this progRAmme may include:
- Medical/Rehabilitation Services:
surgical, dental, hospital, nursing, ambulance, occupational therapy,
speech-language pathology and physiotherapy - Counselling Services:
psychological, financial, family and vocational counselling - Transportation services;
- Mobility devices;
- Residence, Workplace or Vehicle Modifications or Purchases;
- Attendant Care and Case Manager costs;
- Other “benefits” as provided under provincial accident benefits schedules.
Click here to learn more about this programme’s key benefits and features.