Does BridgePoint get involved with my case?
No. We do not interfere with your lawyer's handling of your case.

Why doesn't my lawyer just lend me the money?
Personal injury lawyers are generally not allowed to lend money to their clients. This provides protection for both you and your lawyer.

What if my claim is not successful?
In the unlikely event that the net settlement proceeds to be received by a borrower are insufficient to repay the loan, he/she would still be required to repay the outstanding amount and the same interest rate would apply until the balance of the loan has been paid in full.

What is my role in the process?
We require our borrowers to review and sign only two documents - a standard two-page loan agreement reflecting the terms of the loan (as described in this brochure), and an irrevocable direction authorizing your lawyer to repay the loan on your behalf once your case is resolved. These documents can be signed at your lawyer's office, or we can send them to you for signature by fax. It is a very simple and straightforward process.

Why won't a bank lend me money against my lawsuit?
Banks must ensure that at all times:

a)	the money they lend out is backed by collateral security in a form they are very familiar with and whose value they can determine in advance (ie. a home or car whose value is confirmed by independent appraisal), and
b)	that their borrowers commit to make loan payments according to a regular, pre-determined schedule. If these regular loan payments are missed, these lenders have the right to simply take the collateral security and close the loan.

Each of the above criteria are incompatible with the litigation process. With no ability to determine in advance what a lawsuit will settle for, or when, and with plaintiff's inability to make regular loan payments in the interim, banks will not lend against lawsuits.

Why are your interest rates higher than those of a bank?
As noted in the response above, the interest rates on our plaintiff loans fairly reflect the uncertainties associated with the litigation process in general, and in particular the timing and financial outcome of our borrowers' underlying lawsuits, which represent the sole security against which our loans are advanced.

How can I apply for a loan or get more information?
Just give us a call or send us an email (or have your lawyer contact us for you). We look forward to hearing from you and hope we can help you through this difficult time.